:root{
  --navy:#0b2342;
  --blue:#164f8f;
  --ink:#152033;
  --muted:#5e6b7a;
  --line:#e7ebf0;
  --bg:#f7f9fc;
  --white:#ffffff;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  color:var(--ink);
  background:var(--white);
  line-height:1.6;
}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
.container{width:min(1120px,92%);margin:0 auto}
header{
  border-bottom:1px solid var(--line);
  background:rgba(255,255,255,.96);
  position:sticky;top:0;z-index:20;
}
.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:16px 0}
.brand{
  font-weight:800;letter-spacing:.06em;color:var(--navy);font-size:1.35rem
}
.navlinks{display:flex;gap:18px;flex-wrap:wrap;font-size:.95rem}
.hero{
  background:linear-gradient(135deg,#0b2342 0%,#164f8f 100%);
  color:#fff;
  padding:88px 0 76px;
}
.hero h1{font-size:clamp(2.2rem,6vw,4.6rem);line-height:1.02;margin:0 0 20px;max-width:900px}
.hero p{font-size:1.15rem;max-width:780px;color:#eaf2ff;margin:0}
.hero .cta{display:inline-block;margin-top:28px;background:#fff;color:var(--navy);font-weight:700;padding:12px 18px;border-radius:10px}
section{padding:72px 0}
.alt{background:var(--bg)}
h2{font-size:clamp(1.7rem,3vw,2.5rem);line-height:1.15;color:var(--navy);margin:0 0 18px}
.lead{max-width:820px;color:var(--muted);font-size:1.05rem}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:32px}
.card{border:1px solid var(--line);border-radius:16px;padding:24px;background:#fff}
.card h3{margin:0 0 10px;color:var(--navy)}
.card p{margin:0;color:var(--muted)}
.notice{border-left:4px solid var(--blue);padding:16px 18px;background:#f1f6fc;border-radius:8px;color:#344050}
.contact{display:grid;grid-template-columns:1.2fr .8fr;gap:28px;align-items:start}
.meta{color:var(--muted);font-size:.95rem}
footer{border-top:1px solid var(--line);padding:28px 0;background:#fff}
.footer{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}
.footer-links{display:flex;gap:16px;flex-wrap:wrap}
.legal{max-width:900px}
.legal h1{font-size:clamp(2rem,4vw,3.2rem);color:var(--navy);line-height:1.1}
.legal h2{margin-top:38px;font-size:1.5rem}
.legal h3{margin-top:24px;color:var(--navy)}
.legal ul{padding-left:22px}
.badge{display:inline-block;padding:5px 10px;border-radius:999px;background:#eef4fb;color:var(--navy);font-weight:700;font-size:.82rem}
@media(max-width:760px){
  .grid{grid-template-columns:1fr}
  .contact{grid-template-columns:1fr}
  .nav{align-items:flex-start}
  .navlinks{justify-content:flex-end}
  .hero{padding:64px 0 56px}
  section{padding:54px 0}
}